Airbnb Security Deposits: What Hosts Need to Know
Last updated: July 2025
What is the Airbnb security deposit?
When staying at a hotel, guests are often asked to provide a credit card to serve as a security deposit. Previously, Airbnb allowed hosts to charge guests a security deposit directly through the platform to cover potential damages or extra cleaning fees.
However, with the introduction of AirCover, Airbnb no longer permits hosts to request security deposits within their system. While AirCover provides some level of protection for hosts, it may not always meet the specific needs of every property owner.
Fortunately, third-party platforms like Lodgify offer an alternative solution by enabling hosts to collect security deposits before a guest’s stay. Having a security deposit in place can help hosts avoid out-of-pocket expenses for damages caused by guests.
Disclaimer: Lodgify is an Airbnb Preferred+ Software Partner. This guide, including any claims or statements within, is solely from Lodgify and is not endorsed by, directly affiliated with, authorized, or sponsored by Airbnb in any way.
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How to add an Airbnb security deposit with Lodgify
By utilizing Lodgify’s integration with Swikly, hosts can easily manage security deposits without unnecessary hassle. Below is a step-by-step guide on how to set up and collect a security deposit with Lodgify using Swikly:
- Register with Swikly.
- Once you’ve completed your registration with Swikly, go to Applications and integrations in your Swikly dashboard.
- Find Lodgify and select Connect.
- Enter your Lodgify user ID and your Lodgify API key.
- After importing your properties, configure your deposit options as needed.
- Copy the deposit link provided by Swikly.
- Paste the copied link into a Lodgify automated response to request deposits.
Airbnb security deposit amount
When setting a deposit amount for your Airbnb property, it’s important to strike the right balance between protecting your property and attracting guests. Setting a deposit too high could deter potential guests. Below are several factors to consider when deciding what to set your Airbnb security deposit as.
Property value
For higher-end properties with expensive furnishings and amenities, you may need to set a larger deposit, as damages could be more costly. The range could be anywhere between $100 and $1,000, but luxury properties might require more (even as high as $5,000).
Type of guests
Consider the type of guests your property attracts. For family vacations or business travelers, a lower deposit might be sufficient. However, if your property frequently hosts larger groups, a higher amount may be necessary.
Local market standards
Research comparable listings in your area to understand what is considered a reasonable deposit. Staying within the local market range ensures your property remains competitive.
Length of stay
For longer bookings, you may want to set a slightly higher deposit, as extended stays increase the chances of wear and tear.
Your insurance policy
Check whether your vacation rental insurance policy already covers certain damages. If it does, you might be able to keep the deposit lower or focus it on particular risks.
Airbnb security deposit issues
With all good things, sometimes issues can still arise. Handling disputes and processing payments are common concerns that need careful attention. Here are some common security deposit issues and how Lodgify helps address them through its partnership with Swikly.
Disputes over damages
Disagreements happen when guests contest claims of property damage. Lodgify’s integration with Swikly enables secure pre-authorization of deposits without requiring actual transfers of money. This guarantees funds are available if valid claims arise.
Unchargeable guest cards
If a guest card isn’t working, Swikly still provides a guarantee that covers the cost of the damage.
Managing administrative work
Collecting and refunding security deposits can be a time-intensive process for hosts. Lodgify simplifies this by allowing hosts to easily manage deposits through automation.
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